PRIVACY POLICY

Effective date: August 21, 2026

44 North Payment Solutions respects your privacy. This policy explains what information we collect through 44nps.com, how we use it, and the choices available to you.

INFORMATION WE COLLECT

Information you provide: When you contact us or request a statement analysis, we may collect your name, email address, phone number, business information, preferred consultation date, payment-processing needs, and any message or file you choose to submit.

Processing statements: A statement you upload may contain business, transaction, pricing, or account-related information. Please redact full bank account numbers, card numbers, Social Security numbers, login credentials, and other information that is not needed for the review. Do not submit cardholder data through the website form.

Information collected automatically: Our website and service providers may collect information such as your IP address, browser and device type, pages viewed, referral source, approximate location, and interactions with the site. Cookies and similar technologies may be used for essential website functions, security, analytics, and performance.

HOW WE USE INFORMATION

We may use information to:

• Respond to inquiries and provide requested statement reviews or consultations.

• Evaluate payment-processing needs and recommend relevant services.

• Operate, secure, troubleshoot, and improve the website.

• Measure website traffic and form activity.

• Maintain business records, prevent misuse, and comply with legal obligations.

We do not sell personal information for money. We do not use uploaded processing statements for unrelated marketing.

HOW INFORMATION MAY BE SHARED

We may share information with service providers that help us operate the website and respond to requests, such as Squarespace, Google Analytics, email, file-storage, and technology providers. These providers process information on our behalf or under their own applicable terms and privacy policies.

We may also disclose information when reasonably necessary to comply with law, respond to valid legal process, protect rights or safety, investigate misuse, or support a business transfer such as a merger or acquisition. We do not authorize service providers to use uploaded statements for their own marketing.

COOKIES AND ANALYTICS

This website is hosted by Squarespace and uses Google Analytics 4. Squarespace and Google may place cookies or use similar technologies to operate the site and provide aggregated information about visits and interactions. You can manage available choices through the website’s cookie banner and your browser settings. Blocking cookies may affect certain site features.

DATA RETENTION AND SECURITY

We retain personal information only for as long as reasonably necessary for the purposes described in this policy, including responding to your request, maintaining appropriate business records, resolving disputes, and meeting legal obligations. We use reasonable administrative and technical safeguards, but no internet transmission or storage system can be guaranteed completely secure.

YOUR PRIVACY CHOICES

You may ask to access, correct, or delete personal information you submitted to us, or withdraw from future marketing communications, by emailing tanner@44nps.com. We may need to verify your request and may retain information when permitted or required by law.

California residents may have additional rights under applicable California privacy laws, including rights to know, correct, or delete certain personal information and to limit certain uses or disclosures. These rights and business obligations depend on the circumstances and whether a particular law applies. We will not discriminate against you for making a valid privacy request.

CHILDREN’S PRIVACY

This website and our services are intended for businesses and are not directed to children under 13. We do not knowingly collect personal information from children under 13 through this website.

THIRD-PARTY LINKS

Our website may link to third-party websites or services. Their privacy practices are governed by their own policies, and we are not responsible for their content or practices.

CHANGES TO THIS POLICY

We may update this policy as our website, services, or legal obligations change. The effective date at the top will identify the latest version.

CONTACT US

For privacy questions or requests, contact:

44 North Payment Solutions

Manhattan Beach, California

Email: tanner@44nps.com

Phone: (623) 853-5507